Listen on: Apple – Spotify – Soundcloud
Sebastian Tenorio-Vallejo was born in Cali, Colombia but has lived in the greater Tampa Bay region most of his life. He started his career as a professional musician in 2015 and makes a living playing guitar and singing full time.
Listen on: Apple – Spotify – Soundcloud
Rosh Roslin is an LA based guitarist, drummer, and digital nomad. Some of his credits include Def Leppard, Melissa Etheridge, Steve Vai, Maroon 5, Dweezil Zappa, A Perfect Circle, Kylie Minogue, Bush, Dweezil Zappa, Papa Roach, NOFX and more.
With an ear for sound, Rosh bridges the gap between technology and music helping musicians both live, and in the studio craft perfect sounds, build playback/guitar rigs for their albums and tours. He has a client base that spans the globe from places as far as London, Slovenia, Spain, and Singapore. While he can work remotely with them, he also enjoys traveling to work with these overseas clients onsite.
When home in Los Angeles, Rosh keeps a busy calendar performing as both a guitarist and a drummer playing in a variety of musical projects as well as teaching music classes, private lessons and producing and engineering music.
Listen on: Apple – Spotify – Soundcloud
Lindy Venustus is a CERTIFIED FINANCIAL PLANNER™ helping creatives with financial planning. She founded Create Financial Planning in 2020. She is a fiduciary fee-only trusted advisor that you can come to for honest advice, and not worry about commission sales.
Cash rules everything around me.
wu tang clan
Listen on: iTunes – Spotify – Soundcloud
After calculating your net worth with a balance sheet the next step to understanding your financial wellness is measuring your cash flow using an income statement.
This spreadsheet will map out all of your expected income and expenses throughout the year to identify shortfalls or excess cash flow.
Net cash flow is what remains after your savings, debt payments, insurance premiums, living expenses and tax obligations.
Inflows – outflows = net cash flow
What you do with extra money is up to you!
I never had the sense that there was an end: that there was a retirement or that there was a jackpot.
Leonard Cohen
Listen on: iTunes – Spotify – Soundcloud
Retirement is a strange word for musicians.
Financial freedom – working because you want to, not because you have to – doesn’t work either. Most musicians want to “work” as long as possible.
So what future state are musicians saving towards?
Complete control of your creative endeavors.
Imagine making art free of financial, contractual, or commercial obligations.
Does that sound like a way of life worth saving for?
These are the accounts (in no particular order) best suited to achieve artistic freedom as a self-employed musician.
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